Seasonal Savings and Holiday Planning with SunTrust

*This is a sponsored post by SunTrust; however, all opinions are my own.

Walk into any department store and you’ll see plenty of holiday decorations and merchandise. Didn’t we just do this? It always feels as though the holidays come fast and furious every year. That’s why many of us are already worried about how we are going to afford another round of holiday gifts.

But, it doesn’t have to be that way. You can take the stress out of your holiday spending and actually enjoy spending time with family and friends. In the end, that’s what it’s all about. You’ve seen the signs before that say “give presence, not presents”. It’s not about how much you spend this holiday season. It’s about the memories you make and the special moments you share.

One way to stress this in your family is to ask each member about the one thing they want to do together over the holidays, not what they want as a gift. This way you are already putting the spotlight on activities and making memories rather than shopping and buying gifts. If you change the mindset, you and your bank account will be better off in the end.

Once you do this, it’s time to take it a step further. During your family activity, take photos or have your kids draw pictures to capture the moment. You can frame these memories and give them to one another as a holiday gift. It’s a great way to give “presence” within a “present”.

If you still want to give a present this holiday season there are ways to avoid breaking the bank. One way is to simply budget. The hard part is sticking to it. That’s why SunTrust has come up with a budget worksheet to plan your holiday spending. This will chart out everything you plan to spend from gifts to gas for holiday travel. There are even spaces for holiday décor and donations. This way you can decide what you can afford in each category. This is all part of  SunTrust’s onUp Movement that is aimed at inspiring millions of Americans to take a step towards financial confidence and lessen financial stress.

suntrust-logoOne way I’ve learned to lessen financial stress in my house over the holidays is to set a dollar amount for each person I plan on buying a gift for. This even goes for my kids. As much as I may want to buy them the moon and the stars momma just simply can’t afford that. In order to keep within budget, I shop early and with as many coupons as I can. This helps tremendously.

Another thing I do is to not buy a gift for my husband. Instead, we try to plan a special night out. It goes along with the “give presence, not presents” theme pretty well. After you’ve been married so many years, you run out of gifts to buy one another. Why stress out looking for another necktie? Save your time and money for something that really matters…making memories together.

This holiday season let's focus on the things that matter. Let SunTrust lead the way by helping you budget your expenses and gain financial freedom.

During this season of light and love, SunTrust is lighting the way to financial well-being. When you feel confident about your money, you can save for your goals and spend knowingly on what matters most to you.

The onUp movement was created to guide millions of people one step at a time towards a more financially confident life without ever losing sight of the moments that matter along the way.

Join the growing number of people transforming their stress into positive motivation to move onUp.

Join the movement

This is a sponsored conversation written by me on behalf of SunTrust. The opinions and text are all mine.