3 Creative Ways to Finance Your Small Startup Business

When starting a small business, some people try to dump their own money in the business to get it going. While financing a business on your own is easy and effective, most people don’t have the disposable income to be able to finance independently. Some people simply give up when they realize they could never afford to finance the business on their own. If you have a desire and vision to start your own business, but you don’t know how to go about financing it, make sure you know these unique ways to finance your small business.


Microloans are a great way to fund your small business. Microloans are small loans that you can obtain from non-profit and private companies. While the interest rate might wind up being higher than a traditional loan, the interest is usually less than if you were to use credit cards to fund your business. Small startup businesses are less likely to be approved for regular loans because they have no history showing how much of a return they’re going to receive, and most of them don’t need to borrow as much as traditional loans require.

Microloans allow potential business owners to borrow up to $35,000. Some of the organizations that offer microloans give you simple ways to pay it back without hurting your revenue. For example, you might be able to pay back microloans by only paying a certain percentage of credit purchases. Of course, if your business is solely online, this will include all of your sales.

If you want to apply for a microloan, you need to write up a detailed business proposal. It’s important to use your best efforts and take your time with your applications. It’s not something that should be written up in a day. You need to include all of the specifics about creating your business. It should be just as, or even more detailed.


Crowdfunding is a common way to finance small businesses in the 21st century. Crowdfunding is kind of like social media for small businesses. Crowdfunding is a way to get your business funded by receiving money from other like-minded individuals. With crowdfunding, you create a profile on the crowdfunding site, included with details about the business you want to start. People can read different business plans and donate money to people that they want to see succeed.

When you create the donation information, you can choose different amounts that people donate, along with gifts they will receive for donating the given amount. Gifts often including receiving the item(s) the business will sell at a discount or for free when they become available. You can choose different incentives to give to people depending on the amount that they donate. For a couple dollars, you might give them a coupon code to order a product online that exceeds the amount they donated. For a large donation, you might offer a variety of free products or several coupon codes for free products.

Crowdfunding isn’t a simple way to raise money for your business. You need to have a solid, well-thought-out business plan. If you think of a business that seems like a good idea and you type up a quick plan and post it in the same day, people are going to notice the thoughtless write-up. If the plan seems lazy and lacks information, people aren’t going to be likely to donate. They will assume that you didn’t put much thought into it, and the business venture is more likely to fail. You need to include as many details as you can about how to plan to create the business, what can go wrong, and how you will overcome specific obstacles.

Product Presales

One simple and often overlooked way to fund your business is through product presales. Of course, this isn’t something you can do if the products aren’t even close to being designed. However, it’s the perfect way to receive funding if you just need money to create the products. If you jump the gun and do it before the business is even running, too much can go wrong. People who get impatient might wind up canceling their preorders and not trusting your business. These days, you need to be aware of angry bloggers. A wrong move can be announced quickly through a blog and wind up trending the internet.

If you need to raise money for your small startup business, try one or more of these ideas. If you put thought and effort into it, you should raise the money you need in no time.


  1. Hi there, this weekend is fastidious in support of me, for the reason that this moment i
    am reading this impressive informative piece of writing here at
    my house.

  2. The other day, while I was at work, my cousin stole my iphone
    and tested to see if it can survive a 40 foot drop, just so she can be a youtube sensation. My apple ipad is now broken and she has 83 views.
    I know this is totally off topic but I had to share it with someone!

  3. 773677 444061hi!,I like your writing so a lot! share we communicate far more about your write-up on AOL? I want a specialist on this area to solve my difficulty. Could be thats you! Seeking forward to see you. 742424

  4. Ahaa, its good discussion about this article at this place at this web site, I have read all that,
    so now me also commenting at this place.

  5. Thank you for the auspicious writeup. It in fact was a amusement account
    it. Look advanced to more added agreeable from you!
    However, how could we communicate?

  6. 859756 68233Most beneficial human beings toasts should amuse and present give about the couple. Beginner audio systems previous to obnoxious throngs would be wise to remember often the valuable signal making use of grow to be, which is to be an individuals home. greatest man speech examples 862547

  7. I do not know if it’s just me or if everybody else experiencing issues
    with your site. It looks like some of the text in your content are running off the screen. Can somebody else please
    comment and let me know if this is happening to
    them as well? This may be a problem with my web browser
    because I’ve had this happen before. Appreciate it

  8. After exploring a handful of the articles on your website, I
    really appreciate your way of writing a blog.
    I saved it to my bookmark site list and will be checking back soon.
    Take a look at my website too and tell me what you think.

  9. Fantastic beat ! I would like to apprentice while you amend your site, how can i subscribe for
    a blog site? The account aided me a acceptable deal. I had been tiny
    bit acquainted of this your broadcast provided bright clear idea

  10. Howdy! Would you mind if I share your blog with my facebook group?
    There’s a lot of folks that I think would really enjoy your content.

    Please let me know. Cheers

  11. Woah! I’m really loving the template/theme of this blog. It’s simple, yet effective. A lot of times it’s hard to get that “perfect balance” between usability and visual appeal. I must say you have done a awesome job with this. In addition, the blog loads extremely fast for me on Chrome. Excellent Blog!

  12. 426789 425877This is the proper blog for anybody who hopes to learn about this subject. You know a whole lot its almost tough to argue along (not that I truly would wantHaHa). You certainly put a entire new spin for a topic thats been written about for years. Great stuff, just wonderful! 938449

  13. Many thanks for your post. I would really like to write my opinion that the expense of car insurance varies widely from one plan to another, for the reason that there are so many different issues which give rise to the overall cost. By way of example, the model and make of the car will have a huge bearing on the fee. A reliable outdated family car or truck will have a lower priced premium compared to a flashy expensive car.

  14. I’m still learning from you, while I’m making my way to the top as well. I definitely love reading all that is written on your blog.Keep the stories coming. I enjoyed it!

  15. Hi there, this weekend is fastidious in support of me, as this point in time i am reading this impressive educational piece of writing here at my home.

  16. You have made some decent points there. I checked on the internet to find out more about
    the issue and found most people will go along with your
    views on this web site.

  17. I have noticed that over the course of constructing a relationship with real estate homeowners, you’ll be able to get them to understand that, in most real estate financial transaction, a fee is paid. Ultimately, FSBO sellers don’t “save” the commission rate. Rather, they fight to earn the commission through doing a strong agent’s task. In doing this, they expend their money as well as time to perform, as best they might, the jobs of an broker. Those duties include uncovering the home by marketing, offering the home to all buyers, making a sense of buyer urgency in order to prompt an offer, making arrangement for home inspections, dealing with qualification checks with the lender, supervising maintenance tasks, and facilitating the closing of the deal.

  18. Its like you read my mind! You appear to know so much about this, like you wrote the book in it or something.
    I think that you could do with some pics to
    drive the message home a bit, but other than that, this is great blog.
    An excellent read. I will definitely be back.

  19. Do you have a spam issue on this site; I also
    am a blogger, and I was curious about your situation; many of
    us have created some nice methods and we are looking
    to exchange methods with other folks, why not
    shoot me an email if interested.

  20. You really make it seem so easy with your presentation but I find this topic to be really something which I think I would never understand. It seems too complex and extremely broad for me. I am looking forward for your next post, I’ll try to get the hang of it!


Please enter your comment!
Please enter your name here