6 Clever Steps You Should Take to Boost Your Personal Savings

Do you want to cut your expenses and save more in 2017?

Are you wondering how to take control of your money?

This is not rocket science you can start saving by making a few small changes.

Read the statement of Warren Buffet one of the greatest investors of all time,

“Don’t save what is left after spending, but spend what is left after saving.”

In this article, you’ll find out 6 clever steps which will help you save more money and spend less. But you need to take action first!

1. Try to reduce the usage of credit cards

Is your credit card spending getting out of control?

We use plastic money (credit/debit card) easily without thinking and regret later while paying credit card bills. Credit cards encourage us to spend more.

A study by Dun & Bradstreet found that people spend 12-18% more when using credit cards instead of cash.

You should avoid using plastic money and start paying with cash to avoid overspending. Because cash is real money and a great way to stick to your budget.

2. Spend less on shopping

Did you ever buy some items which you didn’t really need?

We throw the money on unnecessary things. But why we do this – we think these things will make us happy.

Going to shopping, make a list of items and stick to it. Think what you already have before buying something.

You can also try a “no-spend weekend.”

Sheri Bridges, faculty director of the Center for Retail Innovation at Wake Forest University said, “Buy-one-get-one and other freebie offers almost always lead you to spend more than planned. On average, people spend 36% more if they get free shipping.”

3. Make a habit – “Pay yourself first”

Have you got your salary paycheck?

Make a habit – pay yourself first! Transfer money into your saving account first. Stick with this habit, you can postpone your expenses but not savings.

This simple habit will help you to boost your savings!

4. Pick right saving tools or apps

We live in digital world and apps made our life easier.

App and tools can make it more easy to save money. Mint.com will help you to track your spending. BillTracker allows you to keep all due dates of your bills.

This blog post of Lifehack is recommending a number of great apps that will help you to save lots of money.

5. Moving calculators to cut your moving expenses

Are you planning to relocate? Relocation needs a lot of preparation and some extra expenses.

Are you wondering how to cut your moving expenses?

Moving calculator can be your friend!

Moving calculator is a great way to tell you an estimate moving expenses. So it can help you to prepare financially and mentally.

Moving Calculators provide you a basic idea on how much you have to shed off in your relocation. Plan accordingly and try to make your relocation a hassle free, safe and trouble free.

6. Keep track of all your expenses

The only way to see where you’re spending your money is, track your expenses. Create your personal budget and follow this budget (this is the real challenge).

You can use apps or you can also keep a notebook to keep an eye on your expenses. It will give you an idea where you need to change.

Track your spending and it will change your life.

So you just need to follow some simple steps to save money and improve your life.

Do you want to share your favorite money-saving hacks? Or you have any queries. Please do drop in the comment section.


  1. Based on my research, after a in foreclosure home is offered at a bidding, it is common for your borrower in order to still have the remaining unpaid debt on the loan. There are many financial institutions who aim to have all costs and liens cleared by the following buyer. Nonetheless, depending on specific programs, laws, and state guidelines there may be many loans which are not easily solved through the transfer of personal loans. Therefore, the responsibility still rests on the customer that has obtained his or her property in foreclosure. Many thanks for sharing your thinking on this web site.

  2. you’re really a good webmaster. The web site loading speed is amazing. It seems that you are doing any unique trick. In addition, The contents are masterpiece. you’ve done a wonderful job on this topic!

  3. Hey there! This is my first visit to your blog! We are a group of volunteers and starting a new project in a community in the same niche. Your blog provided us valuable information to work on. You have done a marvellous job!

  4. Throughout the great scheme of things you’ll get an A+ just for effort. Where you lost me personally was first in your facts. As people say, the devil is in the details… And it couldn’t be more true right here. Having said that, permit me inform you just what exactly did deliver the results. Your article (parts of it) is actually highly powerful which is most likely the reason why I am taking an effort in order to opine. I do not really make it a regular habit of doing that. Second, whilst I can notice a leaps in logic you come up with, I am not really certain of just how you seem to connect your ideas that make the final result. For now I shall subscribe to your issue however hope in the near future you actually connect the dots much better.

  5. Excellent beat ! I would like to apprentice while you amend your web site, how could i subscribe for a blog website? The account helped me a acceptable deal. I had been a little bit acquainted of this your broadcast offered bright clear idea

  6. Hello I am so delighted I found your web site, I really found you by mistake, while I was searching on Google for something else, Anyhow I am here now and would just like to say thank you for a fantastic post and a all round exciting blog (I also love the theme/design), I don’t have time to read through it all at the moment but I have saved it and also added your RSS feeds, so when I have time I will be back to read a great deal more, Please do keep up the superb work.

  7. Greetings! I know this is kinda off topic but I’d figured I’d ask. Would you be interested in exchanging links or maybe guest authoring a blog post or vice-versa? My site discusses a lot of the same topics as yours and I think we could greatly benefit from each other. If you might be interested feel free to send me an email. I look forward to hearing from you! Superb blog by the way!

  8. 345637 446829Im not positive why but this weblog is loading extremely slow for me. Is anyone else having this problem or is it a issue on my finish? Ill check back later and see if the problem nonetheless exists. 550012

  9. I have discovered that smart real estate agents everywhere you go are warming up to FSBO Marketing and advertising. They are seeing that it’s not just placing a sign in the front area. It’s really in relation to building connections with these vendors who at some point will become customers. So, if you give your time and efforts to serving these dealers go it alone — the “Law regarding Reciprocity” kicks in. Thanks for your blog post.

  10. There are some attention-grabbing closing dates in this article however I don’t know if I see all of them middle to heart. There is some validity but I will take maintain opinion till I look into it further. Good article , thanks and we wish more! Added to FeedBurner as nicely

  11. When I originally commented I seem to have clicked on the -Notify me when new comments are added- checkbox and now each time a comment is added I recieve four emails with the same comment. There has to be an easy method you can remove me from that service? Kudos!

  12. Greetings from Colorado! I’m bored to tears at work so I decided to check out your website on my iphone during lunch break. I really like the information you provide here and can’t wait to take a look when I get home. I’m surprised at how quick your blog loaded on my phone .. I’m not even using WIFI, just 3G .. Anyhow, superb site!

  13. Thanks for your marvelous posting! I really enjoyed reading it, you can be a great author.I will remember to bookmark your blog and will come back in the future. I want to encourage that you continue your great posts, have a nice weekend!

  14. Excellent blog! Do you have any tips for aspiring writers? I’m planning to start my own blog soon but I’m a little lost on everything. Would you propose starting with a free platform like WordPress or go for a paid option? There are so many options out there that I’m completely confused .. Any recommendations? Thank you!

  15. Hello there! This post couldn’t be written any better! Reading this post reminds me of my old room mate! He always kept chatting about this. I will forward this post to him. Fairly certain he will have a good read. Thanks for sharing!

  16. Please let me know if you’re looking for a author for your site. You have some really great posts and I feel I would be a good asset. If you ever want to take some of the load off, I’d really like to write some content for your blog in exchange for a link back to mine. Please blast me an email if interested. Thank you!

  17. It is my belief that mesothelioma is usually the most fatal cancer. It has unusual properties. The more I look at it a lot more I am sure it does not respond like a true solid flesh cancer. If perhaps mesothelioma is actually a rogue virus-like infection, in that case there is the probability of developing a vaccine and also offering vaccination for asbestos open people who are open to high risk involving developing upcoming asbestos connected malignancies. Thanks for giving your ideas about this important health issue.

  18. I don’t even know how I stopped up right here, however I assumed this post was once great. I do not know who you are but certainly you’re going to a well-known blogger should you are not already ;) Cheers!


Please enter your comment!
Please enter your name here