Planning a Vacation? Make Sure Your Insurance is Up to Date

Couple Using Digital Camera in Front of Eiffel Tower

 

Having the appropriate insurance in place will give you peace of mind and contribute to a stress-free summer.

Typically, this is the time of year when people start to think about planning family excursions and vacations.  As you make your travel plans, this is also a good time to review your insurance policies.  Having the appropriate insurance in place will give you the peace of mind to leave your home unattended, be able to seek medical treatment if you are on vacation and will contribute to a worry free summer.

You should review the following types of insurance each year:

    • Life
    • Health
    • Car
    • Homeowners
    • Disability

Your evaluation should include the cost and terms of your current coverage with a qualified professional.  Also, consider current deductibles and take into consideration any discount eligibility. In addition, if you are employed, don’t forget to review your group policies.

Here are a few additional thoughts to consider as your plan your trip.

Your homeowner’s insurance doesn’t just cover your possessions in your home. For example, you reach your vacation destination but your luggage is missing or stolen. Your personal property would be covered.

Your homeowner’s policy also provides liability coverage in case you accidentally damage somebody else’s property or, worse, hurt somebody.

Some additional questions to ask your insurance company:

    • What will your medical insurance cover while you are traveling inside the United States? Out of the country?
    • What are the rules for auto coverage if you are driving your car or a rental car outside of the country?

You deserve this time to enjoy, relax and rejuvenate. Taking the time to make sure you have the appropriate insurance in place will give you peace of mind and contribute to a stress free summer.

 

Pamela Plick is a CERTIFIED FINANCIAL PLANNER™ practitioner and Registered Investment Advisor located in Palm Desert, California specializing in planning for women. Her goal is to empower, educate and engage women around their money. You can find out more about Pamela and connect with her on twitter, Facebook or linked in by going to www.pamelaplick.com.

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