The Best Credit Card Processing Services

Credit cards have made business transactions easy and faster. One can set up their shop and sell their goods to the world, or you can purchase anything from anywhere using them. So it’s prudent for you to choose the right credit card which is very effective.

First, Credit Card Processing has come with factors which can be considered in order to note whether a credit processor is best or not.

Before you choose a credit card processor, consider the following points.

  • Does the service offer easily accessible pricing online?
  • What’s the cost per swipe, or if it has a monthly fee?
  • Is the pricing consistent?
  • How quick or slow is the processor?
  • Is it simple to use?
  • Does it release funds quickly or slower?

For small businesses, when choosing a credit card processor, choose the one which its services are tailored to fit your small business’s needs. You need to pick one whose features suits you.

The following are some of the best credit card processing services as found by Credit Card Processing.

 

  • Paypal

 

This is one of the most popular credit cards processors. It’s the best online payment Integration. It allows you to make payments using a variety of methods which includes: Paypal balance, bank account, Paypal debit and credit cards. If you’re operating a small business, then Paypal is the best choice of a credit card to choose.

It’s convenient for your customers and at the same time affordable for you, because, it charges 2.9% + $0.30 for online transactions which is a good rate. It has heightened level of security and hence there’re little or no fraudulent activities involved.

 

  • Square

 

Its user interface is simple to navigate. It has a flat-fee pricing structure and it’s easily understandable. It is ideal for small businesses because it deals with transactions of less amount. The key features are: same day deposits, free service [commission only], payment hardware is also available.

It offers transparent, flat fees and low cost-cost equipment.  Large companies might find it not interesting because it lacks detailed reporting and inventory features.

Square works well with most Apple iOS and Android devices. It also offers a rich feature set, including software for managing employees and sales. It’s suitable for those who are looking for cheap and reliable mobile card readers.

 

  • Stripe

 

It’s great for online retailers. It offers one of the easiest and quickest ways to get your credit card payments. Compared to some other credit card processing services, it’s a young pup, it only came into existence in 2011. But despite that, it has a youthful design.

It does not only has the design but substance too. You can start accepting payments within 10 minutes of signing up.

Stripe is developing a strong focus and it recently added a new developers section to its dashboard so you can monitor your integration and API use easily.

 

  • Intuit QuickBooks Payments

 

This is also one of the best credit card processing service. It’s suitable for any business size; large or small. It is focused on the fast payment of invoices that you issue to customers, which allows you to add a ‘Pay now’ button to make it quick and easy for the payer.

Intuit QuickBooks easily connects to other accounting software; desktop, mobile, and other point-of-sale options. And therefore, it has flexible pricing. Again, there are no monthly fees to pay.

It is a great choice if you want the convenience of automatically reconciling the transactions and managing your company’s finances.

 

  • Payline Data

 

Payline Data is a great payment processor that specializes in high-risk credit card processing and that’s why high risk merchants recommend it. It’s also best for businesses dealing in gaming and adult products, travel agency, and companies selling vitamins and supplements because these are the businesses considered to be risky.

It is highly recommended by many industry experts because it provides around-the-clock customer support. Though this company doesn’t disclose its pricing information on the high swipes like the others, it offers a competitive pricing for its regular accounts and this makes it perfect for so many companies.

It’s also worth mentioning that Payline Data offers a great educational information and transparency to its customers.

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